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A Post-Divorce Insurance Checklist

January 15, 2020

For better or worse, insurance is part of daily life. Insurance policies silently protect our health, homes, lives and more, constantly running in the background. During a divorce, however, their place behind the scenes is often overlooked, as detailed in a recent article offering guidance on what to keep in mind to keep you covered:

  • Look at all of your insurance policies and identify the ones where you and your spouse are listed as co-owners.
  • Where there is a shared auto policy, removing your former spouse and their covered vehicle relieves you of any liability for their actions behind the wheel after the divorce.
  • With respect to the family home, consider who is staying in it. Remove the departing former spouse’s name from a homeowner’s policy if they have taken property with them that no longer requires coverage.
  • If you receive alimony or child support, consider buying a life or disability policy on the paying former spouse. If you have your own policy, be sure to review your list of beneficiaries and update it as necessary.
  • If you are no longer covered under your former spouse’s employer-sponsored health insurance plan, be sure to obtain a plan of your own (and for your children, too, if you have been awarded custody and they also are no longer on your former spouse’s plan).


With divorce can come related issues surrounding finance, estate planning and more. Our work with clients includes referrals to many other trusted and reputable professionals. Contact the Albany divorce and family attorneys at LaClair & DeLuca. Call us at (518) 650-8861, or email